Terms of Service

Peep Your Day Job LLC · Effective Date: August 27, 2026 · Last Updated: September 29, 2026

Please read Sections 6, 9, 11, and 14 carefully. They limit our liability, disclaim warranties on financial/tax estimates and third-party services, and require most disputes to be resolved by individual arbitration rather than in court, with a class-action waiver.

  1. 1. Acceptance of Terms

  2. 2. Description of Service

  3. 3. Eligibility

  4. 4. Subscriptions & Billing

  5. 5. Your Data & Content

  6. 6. Financial & Tax Estimates Disclaimer

  7. 7. Third-Party Services

  8. 8. Acceptable Use

  9. 9. Intellectual Property

  10. 10. Disclaimer of Warranties

  11. 11. Limitation of Liability

  12. 12. Indemnification

  13. 13. Termination

  14. 14. Dispute Resolution: Arbitration & Class Action Waiver

  15. 15. Governing Law & Venue

  16. 16. Additional Apple App Store Terms

  17. 17. Miscellaneous

  18. 18. Changes to These Terms

  19. 19. Contact Us

1. Acceptance of Terms

These Terms of Service ("Terms") are a binding agreement between you and Peep Your Day Job LLC, a New York limited liability company with a mailing address at 3527 Harlem Rd., Building 2, 2nd Floor, Suite 4, Cheektowaga, NY 14225 ("Company," "we," "us," or "our"), governing your access to and use of the Peep Your Day Job iOS application and any related widgets, shortcuts, or services (together, the "Service"). By downloading, installing, accessing, or using the Service, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Service.

2. Description of Service

PYDJ is a business-management application for self-employed, appointment-based service providers, offering features that may include scheduling, client management, income and expense tracking, mileage logging, tax and payment-breakdown estimates, portfolio management, an optional AI Assistant, optional iCloud backup, and in-person card payment processing. Some features require a paid Pro subscription. The AI Assistant can run for free on Apple's own Private Cloud Compute, or, if you prefer, on a third-party AI provider you separately obtain your own account with; in-person card payments require your own account with our payment processor. Both are described in Section 7.

3. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use the Service. The Service is intended for use by individuals operating, or intending to operate, their own trade or business. By using the Service, you represent that you meet these requirements.

4. Subscriptions & Billing

The Service offers free and paid ("Pro") tiers. Pro subscriptions are sold and billed exclusively through Apple's App Store using Apple's in-app purchase system (StoreKit). By purchasing a subscription, you agree to Apple's own terms governing that purchase, including:

  • Subscriptions automatically renew for the same term unless canceled at least 24 hours before the end of the current period.

  • You can manage or cancel your subscription at any time in your Apple ID account settings.

  • Any free trial converts to a paid subscription automatically unless canceled before the trial ends.

  • Refunds, billing disputes, and payment issues are handled by Apple under Apple's own refund policies — we do not process payments or issue refunds directly, and have no ability to override Apple's decisions.

5. Your Data & Content

You retain all rights to the business data you enter into the Service — your client records, appointments, financial information, photos, and other content ("Your Content"). You are solely responsible for the accuracy, legality, and appropriateness of Your Content, including having any necessary rights or consents to store client contact information and photos.

Data loss disclaimerBecause the Service is designed to store Your Content primarily on your device, you are solely responsible for safeguarding Your Content, including by using the optional iCloud Backup feature if you want a copy stored outside your device. We are not responsible or liable for any loss of Your Content resulting from device loss, theft, damage, factory reset, app deletion, operating system issues, iCloud account issues, or your failure to enable or maintain a backup.

6. Financial & Tax Estimates Disclaimer

Not tax, legal, accounting, or financial advice

Any tax estimate, deduction calculation, payment breakdown, tips deduction figure, or other financial summary generated by the Service is provided for general informational and organizational purposes only. It is not, and should not be relied upon as, tax, legal, accounting, or financial advice.

Tax laws are complex, vary by jurisdiction, and change frequently. You should consult a licensed accountant, tax preparer, or attorney before making any tax filing, business, or financial decision. We do not guarantee the accuracy, completeness, or applicability of any estimate the Service produces, and we are not liable for any inaccurate tax filing, missed deduction, underpayment, overpayment, penalty, interest, audit, or other consequence arising from your use of or reliance on these features.

7. Third-Party Services

AI Assistant (Apple Intelligence or "Bring Your Own AI")

The AI Assistant can run on Apple's own Private Cloud Compute at no additional charge, or, if you choose, on a third-party AI provider (for example, OpenAI, Anthropic, or Google) that you independently obtain, configure, and pay for your own account with. A third-party provider you connect is not included in your PYDJ subscription, and you are solely responsible for any fees, usage limits, or terms imposed by that provider. Whether the AI Assistant is answering through Apple Intelligence or a third-party provider, we have no control over, make no warranty regarding, and disclaim all responsibility for the availability, accuracy, appropriateness, or content of any output it produces. You are solely responsible for reviewing and deciding whether to act on any AI-generated suggestion, including anything that would create, modify, or cancel an appointment, client record, or financial entry — the Service requires your explicit confirmation before any such action is applied, and you assume all risk for confirming it.

Payment Processing (Stripe)

In-person card payments are processed through Stripe, Inc. and its Stripe Connect and Stripe Terminal services, subject to Stripe's own terms of service and Connected Account Agreement, which you must separately accept to use this feature. We are not a bank, money transmitter, or payment processor. We disclaim all liability for payment failures, declined transactions, chargebacks, disputes, fraud, or any interruption or defect in Stripe's services, except to the extent caused by our own gross negligence or willful misconduct.

Apple / App Store

Your use of the Service is also subject to Apple's Licensed Application End User License Agreement and Apple Media Services Terms and Conditions, to the extent applicable.

8. Acceptable Use

You agree not to: (a) use the Service for any unlawful purpose or in violation of any applicable law; (b) reverse engineer, decompile, or disassemble the Service except as expressly permitted by applicable law; (c) attempt to gain unauthorized access to the Service, other users' data, or any systems or networks connected to the Service; (d) interfere with or disrupt the integrity or performance of the Service; (e) use the Service to store or transmit unlawful, harassing, defamatory, or infringing content; or (f) resell, sublicense, or provide the Service to third parties as a bureau or service.

9. Intellectual Property

The Service, including its software, design, trademarks, and content (excluding Your Content), is owned by the Company or its licensors and is protected by intellectual property laws. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your own personal or business purposes. All rights not expressly granted are reserved.

10. Disclaimer of Warranties

The service is provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranty arising from course of dealing or usage of trade. We do not warrant that the service will be uninterrupted, timely, secure, or error-free, that defects will be corrected, or that the service or the servers that make it available are free of harmful components.

11. Limitation of Liability

To the maximum extent permitted by law, in no event will the company, its members, managers, employees, or agents be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, goodwill, or business opportunity, arising out of or related to your use of, or inability to use, the service, even if advised of the possibility of such damages.

To the maximum extent permitted by law, the company's total cumulative liability arising out of or relating to these terms or the service will not exceed the greater of (a) the total amount you paid us for the service in the twelve (12) months preceding the event giving rise to the claim, or (b) one hundred dollars ($100.00 USD).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

12. Indemnification

You agree to defend, indemnify, and hold harmless the Company and its members, managers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) Your Content; (b) your use or misuse of the Service; (c) your violation of these Terms; (d) your violation of any third-party right, including in connection with client data you store; or (e) any tax filing, financial decision, or business action you take based on the Service, including features described in Section 6.

13. Termination

You may stop using the Service and delete the app at any time. We may suspend or terminate your access to the Service, in whole or in part, at any time, with or without notice, including for violation of these Terms. Sections that by their nature should survive termination — including Sections 5, 6, 9, 10, 11, 12, 14, and 15 — will survive.

14. Dispute Resolution: Arbitration & Class Action Waiver

This section affects your legal rights. Please read it carefully.

Agreement to Arbitrate. You and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service (a "Dispute") will be resolved exclusively through final and binding individual arbitration, rather than in court, except that either party may bring an individual action in small claims court, and either party may seek injunctive or other equitable relief in court to prevent infringement or misuse of intellectual property.

Arbitration Procedure. The arbitration will be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect. The arbitration will be conducted by a single arbitrator and may be conducted remotely or based on written submissions where permitted by the AAA's rules, at the election of the party seeking arbitration. The arbitrator's decision will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

Class Action Waiver. You and the company agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration. If a court or arbitrator determines that this class action waiver is unenforceable as to a particular Dispute, then that Dispute (and only that Dispute) will be resolved in court rather than in arbitration, and the remainder of this Section 14 will remain in effect.

Opt-Out. You may opt out of this arbitration agreement by sending written notice to joe@peepyourdayjob.app within 30 days of the date you first agree to these Terms. Your notice must include your name and a clear statement that you wish to opt out of arbitration. If you opt out, neither you nor the Company will be required to arbitrate Disputes between you, but all other parts of these Terms will continue to apply.

Jury Trial Waiver. To the extent any Dispute proceeds in court rather than arbitration, you and the Company each waive any right to a jury trial.

15. Governing Law & Venue

These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws principles. For any Dispute not subject to arbitration under Section 14 (including small claims actions or requests for injunctive relief), you and the Company agree to the exclusive jurisdiction and venue of the state and federal courts located in Erie County, New York.

16. Additional Apple App Store Terms

Because the Service is distributed through Apple's App Store, the following additional terms apply and, in the event of conflict, take precedence solely with respect to Apple's role:

  • These Terms are between you and the Company only, and not with Apple Inc. ("Apple"). The Company, not Apple, is solely responsible for the Service and its content.

  • Apple has no obligation to furnish any maintenance or support services with respect to the Service.

  • In the event of any failure of the Service to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the Service to you; to the maximum extent permitted by law, Apple has no other warranty obligation with respect to the Service.

  • Apple is not responsible for addressing any claims by you or any third party relating to the Service, including product liability claims, claims that the Service fails to conform to legal or regulatory requirements, or claims arising under consumer protection or similar law.

  • Apple is not responsible for the investigation, defense, settlement, or discharge of any third-party claim that the Service infringes that third party's intellectual property rights.

  • You represent that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and are not on any U.S. Government list of prohibited or restricted parties.

  • You must comply with any applicable third-party terms when using the Service, such as your wireless data service agreement.

  • Apple and its subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, will have the right to enforce these Terms against you as a third-party beneficiary.

17. Miscellaneous

Severability. If any provision of these Terms is held unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

No Waiver. Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.

Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction, including in connection with a merger, acquisition, or sale of assets.

Entire Agreement. These Terms, together with our Privacy Policy and any additional terms you agree to for specific features (such as third-party payment processor terms), constitute the entire agreement between you and the Company regarding the Service.

18. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will update the "Last Updated" date above and, where appropriate, provide notice within the app. Your continued use of the Service after a change becomes effective constitutes acceptance of the revised Terms.

19. Contact Us

Peep Your Day Job LLC
3527 Harlem Rd., Building 2, 2nd Floor, Suite 4
Cheektowaga, NY 14225
joe@peepyourdayjob.app

These Terms of Service are provided for use with the Peep Your Day Job iOS application and do not constitute legal advice.